Internet and cybercrime keep in step
Despite all sorts of methods of protection, cybercrime is still a sore point of the business industry. This fact is confirmed by the report of the American National Retail Federation (NRF). According to their research conducted with Forrester, retailers are constantly facing hacking attempts. According to their information, in the last few years hackers aren’t fond of offline theft any more, online crimes became more preferable for them. Especially it became noticeable after the widespread introduction of EMV-chips, experts say.
According to Stephanie Marz, Senior Vice President and Consul General of NRF, EMV makes it impossible to forger a card, but if it is in the hands of a fraudster, companies become it is harder to determine the identity of the real owner. Also, according to the Jupiner Research report the business expects to double annual losses, from $22 billion in 2018 to $48 billion by 2023. Fraud will affect the areas of online payments of e-commerce, namely purchase of air tickets, money transfers and banking transactions. By the way, in August 2018, the Ukrainian police detained three citizens on charges of stealing data more than a hundred million cards. According to the investigation, hackers conducted the activity since 2015 and managed to rob about 100 organizations during this time. According to prosecutors, hackers worked around the world. They stole 15 million credit card data only in the US. The robbery was mainly carried out through terminals to the point of sale, and the direction covers the HoReCa sphere, as well as the gaming industry. According to criminal information, swindlers acted mainly through e-mail. They sent emails with attached virus application, and in some cases even called their victims to make sure they would launch the attachement. After users opened it, attackers used the Carbanak virus to infect the device, steal its payment data and then resell on the darknet.
Another cybergroup is Magecart
Hackers of this team worked on vulnerable commercial sites in 2018. Major companies such as Ticketmaster, British Airways and Newegg suffered from its activities.
Now basically all activity on the Internet occurs through smartphones, so users need to consider their own measures of protection against scams. By the way, in December 2018, the well-known organization Norton Security acquired the startup Appthotity, which should help in the development of the best antivirus for phones.
Other companies-creators of antiviruses do not lag behind it improving mobile protection. But, it is worth noting that no company will be able to protect the client if he distributes his data to third parties himself. For example, you should not conduct transactions through unsecured Wi-Fi or in a public place. It is also worth checking whether the purchase is made on the site with https://, not http://. The first protocol is a secure Internet protocol SSL that encrypts your data.