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About

Precision Strategy for the Decisions That Carry the Most Risk

Vector FS helps financial institutions evaluate, negotiate, and execute vendor decisions with control and clarity.

Justin Colella applies an operator mindset shaped in aviation, military, and procurement environments where timing, structure, and risk discipline are non-negotiable.

Navigate Risk. Elevate Results.

Career Timeline

From Today’s Outcomes to Foundational Experience

  1. Today · Banking

    Strategic Fintech Negotiation

    Supports banks and credit unions through major technology selections, replacements, and renewals with measurable savings and stronger contract protection.

  2. Graduate Studies

    MBA + Finance Foundation

    MBA in Supply Chain Management and Strategic Procurement (ASU W. P. Carey), with undergraduate finance and economics training to drive disciplined vendor evaluation.

  3. Earlier Career

    Military & Aviation Operations

    USAF veteran and former air traffic controller trusted in high-tempo, high-risk environments where precision, accountability, and speed are mission-critical.

  4. Origins

    Community Banking Perspective

    Raised in Ohio with a deep appreciation for local financial institutions and their role in preserving opportunity for families, small businesses, and rural communities.

Client Voice

What Leaders Say About Working with Vector FS

Teams partner with Vector FS when the vendor decision has board-level visibility, tight timelines, and long-term financial consequences.

“Our experience with Justin Colella was professional, and he exceeded our expectations at every level. He provided detailed documents and reports that gave us the information to make decisions. The process was efficient, organized and completed within our established timelines.”

CEOAsset Size: $85M Bank

“Justin brought clarity and discipline to our competitive selection work, guiding a structured evaluation that helped us assess our online banking options with confidence. His approach created a transparent process that enabled our team to compare providers effectively. Financially, Justin achieved significant cost reduction while strengthening our long-term contractual posture.”

CIOAsset Size: $2 billion